The us has the largest number of cars on the highway. At one time it was number one in vehicle production as well, but Japan and China have displaced it. Regardless of this millions of cars are on the road in the united states and insurance of these cars is really a lucrative business. At the same time selecting good car insurance company to insure your vehicle is important, as it gives you peace of mind.
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Picking out a proper car insurance company is therefore of vital importance. There are many factors involved in selecting a car insurance company. The most important is its reach all over the USA, as a national insurance company with a main grid all over the USA will be a great assist.
Depending upon preferences the top 3 insurance companies listed below will go a long way in satisfying your needs for an auto insurance policy.
GEICO – This stands for Government Workers Insurance Company and is owned by a subsidiary of Berkshire Hathaway. If figures have any meaning at any given time this company services 10 million cars with its auto policies.
The company has a presence in 50 states of the marriage and you will be better of insuring with this particular company with a truly national achieve. The company was founded in 1936 to give insurance to government employees, hence that name has stuck into it. The company does not deal with any center men and directly contacts its clients, this results in a lower insurance superior. Many car owners have shifted to GEICO and saved $ 600 over a six month period.
Esurance – This company appeared on the scene only in 1999 and is thus the ‘modern’ insurance company. It does not have an older pedigree, but it makes up with excellent service, lower premiums and outstanding back up facility.
In the last decade the organization by dint of its ability provides caught the imagination of the vehicle owners. It has a presence in 30 states and is one of the pioneers of online insurance. You can get a quote on-line and also get a policy issued the same day.
Esurance has all the trappings of the modern age. It has the 24/7 customer service available at the click of a mouse. You can pay your own premium as well process a claim on-line. The best part is that you can follow-up the repairs sanctioned from insurance plan through your mobile.
State Mutual Insurance Company – This company has a low profile as per visibility is concerned through advertisements, but it is the largest car insurer in the USA. Set up in 1922 the company traces a rich pedigree and it will shock most people that it caters to 75 mil policy holders which gives it the biggest market share of automobile insurance in the entire UNITED STATES. Compared to GEICO which has an advertising budget of $800 million the particular SFMIC has a budget of just $ 300 million. But mainly because it’s standing and excellent support in all corners of the USA, it does not take number one insurance company in the USA for auto insurance.